Founder-led accounting, tax and advisory

Financial clarity for people building something bigger.

We help ambitious individuals, professionals and growing businesses understand their finances, stay compliant and make confident decisions across South Africa and the United Kingdom.

Professional standing

Chartered Accountant (SA)
SARS Registered Tax Practitioner
Former Big 4 Auditor
UK Finance Leadership
C
Certivo Advisory

Your financial command centre

Founder-led
Tax deadlines managedProactive compliance, not last-minute filing
Financial clarityKnow where you stand and what comes next
Direct accessClear answers from a qualified adviser
SA and UK perspectiveOne trusted adviser across two markets
Compliance made simple. Success made certain.
2Markets: South Africa and the UK
100%Founder-led client relationships
1 business dayTarget response time
Direct accessQualified advice when you need it.

Why Certivo

Big Four precision. Boutique attention.

Exceptional financial advice should not feel distant, reactive or difficult to understand. Certivo combines technical rigour with personal service and practical commercial judgement.

Direct adviser access

You work directly with a qualified professional who understands your goals and your numbers.

Clear, proactive communication

No unexplained jargon, hidden surprises or unanswered questions.

Commercially practical advice

Recommendations designed around real decisions, not textbook compliance alone.

Cross-border perspective

Authentic South African and UK finance experience in one advisory relationship.

Our services

Advice that gives you confidence, control and room to grow.

From personal tax and day-to-day compliance to strategic reporting and business support, every service is designed around a clear client outcome.

Tax

Keep more of what you earn while meeting every obligation with confidence.

  • Individual and business tax returns
  • Tax planning and advisory
  • SARS disputes and correspondence
  • Cross-border tax support

Accounting

Always know where you or your business stands with accurate records and useful financial information.

  • Cloud bookkeeping
  • Management accounts
  • Payroll and PAYE support
  • Personal and business record-keeping

Business Advisory

Make better decisions with commercially grounded advice from someone who understands the numbers.

  • Virtual CFO support
  • Business planning and forecasting
  • Controls and process improvement
  • Funding and investor readiness

Financial Reporting

Give directors, lenders and investors confidence with accurate, decision-ready reporting.

  • Annual financial statements
  • IFRS and UK GAAP support
  • Audit preparation and liaison
  • Management and investor reporting

Company Secretarial

Keep your company records accurate, current and compliant throughout every stage of growth.

  • CIPC annual returns and compliance
  • Director appointments and changes
  • Beneficial ownership submissions
  • Share registers and MOI amendments

Cross-Border Support

Navigate South African and UK requirements with one connected view of your finances.

  • UK and SA entity support
  • Companies House and CIPC filings
  • HMRC and SARS registrations
  • Cross-border structuring guidance
Aluwani Radzilani, founder of Certivo Advisory
“I founded Certivo after seeing too many people receive reactive accounting when what they really needed was proactive advice.”

The founder

Big 4 trained. UK experienced. Personally committed.

Certivo is led by Aluwani Radzilani, a Chartered Accountant (SA), former Big 4 auditor and UK finance professional.

His experience spans external audit, financial reporting, financial controls, tax coordination and legal entity oversight across South African and UK environments.

Certivo was created to bring that same standard of rigour to ambitious individuals, professionals and growing businesses—without the distance, overhead or impersonal service often associated with larger firms.

You will understand what is happening.
Your questions will receive clear answers.
Your goals will shape the advice.
Speak to the founder

Why Certivo exists

More than compliance. A financial partner for the journey.

I began my career in external audit, including at a Big Four firm, working with complex organisations and developing a deep understanding of financial reporting, controls and business processes.

But I also saw a gap. Individuals, professionals and growing business owners often had access to compliance services, but not always to clear, proactive advice. Their returns might be filed and their books updated, yet they could still be unsure what their numbers meant, what risks they faced or what decision to make next.

After moving to the United Kingdom, I expanded my experience through senior finance and legal entity control roles, gaining first-hand exposure to UK reporting, governance and regulatory requirements.

Certivo brings those experiences together: South African technical expertise, UK finance experience and a more personal approach to advisory.

Whether you are managing your personal tax affairs, building a side business or growing an established company, you deserve more than a service provider. You deserve a financial partner who understands both your numbers and your ambitions.

Who we help

Built for ambitious people and modern businesses.

We work best with clients who value clarity, responsiveness and strategic thinking.

Technology

Digital, SaaS and emerging ventures

Professionals

Consultants, advisers and executives

Property

Investors, landlords and operators

SMEs

Growing and family-owned businesses

Athletes

Footballers, sports professionals and agencies

Creators

Freelancers, creators and side-hustlers

Logistics

Transport, fleet and owner-managed operators

Cross-border

People and businesses operating across markets

How we work

Clarity from the first conversation.

A straightforward process designed to move you from uncertainty to action.

STEP 01

Understand

We learn where you are, what matters most and what is standing in your way.

STEP 02

Design

We build a practical service plan with clear priorities, responsibilities and fees.

STEP 03

Deliver

We execute, communicate and adapt as your personal or business needs evolve.

Our direction

Our Vision & Mission

Our Vision

A future where quality financial advice is accessible to every ambitious individual and growing business.

We are building a modern African advisory firm recognised for technical excellence, practical technology and exceptional personal service.

Our Mission

To make accounting, tax and compliance simpler, clearer and more useful.

We combine clear advice, practical technology and founder-led service to help individuals and businesses make better financial decisions and move forward with confidence.

From the Certivo Knowledge Centre

Practical insight for better financial decisions.

Clear perspectives on South African tax, cross-border planning, business risk and financial governance.

Cross-border tax

Could a UK “Exit Tax” affect internationally mobile entrepreneurs?

What the debate could mean for business owners, professionals and investors with assets or operations across borders.

5 min read · Certivo Advisory

South African tax

Filing your SARS return? Start with these frequently asked questions.

A practical guide to auto-assessments, medical expenses, retirement contributions, side-income and overlooked deductions.

6 min read · Certivo Advisory

Business risk

The R57 million SARS assessment every director should understand.

Three lessons on shareholder loans, audit trails and the taxpayer’s burden of proof when documentation falls short.

4 min read · Certivo Advisory

Begin the conversation

Ready to feel more confident about your finances?

Book a complimentary 30-minute strategy session to discuss where you are, what you need and the clearest next step.

Contact

Let’s discuss your goals.

Certivo operates as a virtual advisory practice, serving clients across South Africa and the United Kingdom.

WhatsApp — UK & South Africa+44 73 6076 1328

Available to clients in both markets

Secure client service

Remote consultations and digital document exchange

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